LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,251
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$36,347
−HK$1,114/mo
Today · 4.125%
HK$37,461
baseline
▲ 0.50% · 4.625%
HK$39,741
+HK$2,280/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$74,922/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,216
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,268
−HK$1,067/mo
Today · 4.125%
HK$41,335
baseline
▲ 0.50% · 4.625%
HK$43,514
+HK$2,179/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$82,670/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,301
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$43,617
−HK$1,337/mo
Today · 4.125%
HK$44,954
baseline
▲ 0.50% · 4.625%
HK$47,689
+HK$2,735/mo
Deposit HK$6.18M · loan HK$9.28M · min. income ≈ HK$89,908/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,059
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$48,322
−HK$1,280/mo
Today · 4.125%
HK$49,602
baseline
▲ 0.50% · 4.625%
HK$52,216
+HK$2,614/mo
Deposit HK$6.18M · loan HK$9.28M · min. income ≈ HK$99,204/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,351
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$50,886
−HK$1,560/mo
Today · 4.125%
HK$52,446
baseline
▲ 0.50% · 4.625%
HK$55,637
+HK$3,191/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$104,892/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,903
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$56,375
−HK$1,494/mo
Today · 4.125%
HK$57,869
baseline
▲ 0.50% · 4.625%
HK$60,919
+HK$3,050/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$115,738/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,451
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$65,425
−HK$2,005/mo
Today · 4.125%
HK$67,430
baseline
▲ 0.50% · 4.625%
HK$71,533
+HK$4,103/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$134,860/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,589
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$72,482
−HK$1,921/mo
Today · 4.125%
HK$74,403
baseline
▲ 0.50% · 4.625%
HK$78,325
+HK$3,922/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$148,806/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,719 · Scale 2, in force from 26 Feb 2026)