LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,251
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,348
−HK$1,114/mo
Today · 4.125%
HK$37,462
baseline
▲ 0.50% · 4.625%
HK$39,741
+HK$2,279/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$74,924/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,217
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,269
−HK$1,067/mo
Today · 4.125%
HK$41,336
baseline
▲ 0.50% · 4.625%
HK$43,514
+HK$2,178/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$82,672/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,302
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$43,617
−HK$1,337/mo
Today · 4.125%
HK$44,954
baseline
▲ 0.50% · 4.625%
HK$47,690
+HK$2,736/mo
Deposit HK$6.18M · loan HK$9.28M · min. income ≈ HK$89,908/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,060
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$48,322
−HK$1,281/mo
Today · 4.125%
HK$49,603
baseline
▲ 0.50% · 4.625%
HK$52,217
+HK$2,614/mo
Deposit HK$6.18M · loan HK$9.28M · min. income ≈ HK$99,206/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,352
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$50,887
−HK$1,560/mo
Today · 4.125%
HK$52,447
baseline
▲ 0.50% · 4.625%
HK$55,638
+HK$3,191/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$104,894/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,903
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$56,376
−HK$1,494/mo
Today · 4.125%
HK$57,870
baseline
▲ 0.50% · 4.625%
HK$60,920
+HK$3,050/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$115,740/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,452
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$65,426
−HK$2,005/mo
Today · 4.125%
HK$67,431
baseline
▲ 0.50% · 4.625%
HK$71,534
+HK$4,103/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$134,862/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,590
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$72,483
−HK$1,921/mo
Today · 4.125%
HK$74,404
baseline
▲ 0.50% · 4.625%
HK$78,326
+HK$3,922/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$148,808/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,727 · Scale 2, in force from 26 Feb 2026)