LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,252
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,349
−HK$1,114/mo
Today · 4.125%
HK$37,463
baseline
▲ 0.50% · 4.625%
HK$39,743
+HK$2,280/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$74,926/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,218
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,270
−HK$1,067/mo
Today · 4.125%
HK$41,337
baseline
▲ 0.50% · 4.625%
HK$43,516
+HK$2,179/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$82,674/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,303
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$43,619
−HK$1,337/mo
Today · 4.125%
HK$44,956
baseline
▲ 0.50% · 4.625%
HK$47,691
+HK$2,735/mo
Deposit HK$6.18M · loan HK$9.28M · min. income ≈ HK$89,912/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,061
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$48,324
−HK$1,280/mo
Today · 4.125%
HK$49,604
baseline
▲ 0.50% · 4.625%
HK$52,219
+HK$2,615/mo
Deposit HK$6.18M · loan HK$9.28M · min. income ≈ HK$99,208/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,353
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$50,888
−HK$1,560/mo
Today · 4.125%
HK$52,448
baseline
▲ 0.50% · 4.625%
HK$55,640
+HK$3,192/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$104,896/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,905
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$56,378
−HK$1,493/mo
Today · 4.125%
HK$57,871
baseline
▲ 0.50% · 4.625%
HK$60,922
+HK$3,051/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$115,742/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,454
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$65,428
−HK$2,005/mo
Today · 4.125%
HK$67,433
baseline
▲ 0.50% · 4.625%
HK$71,537
+HK$4,104/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$134,866/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,592
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$72,485
−HK$1,921/mo
Today · 4.125%
HK$74,406
baseline
▲ 0.50% · 4.625%
HK$78,328
+HK$3,922/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$148,812/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,744 · Scale 2, in force from 26 Feb 2026)