LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,257
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,354
−HK$1,114/mo
Today · 4.125%
HK$37,468
baseline
▲ 0.50% · 4.625%
HK$39,748
+HK$2,280/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$74,936/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,223
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,275
−HK$1,067/mo
Today · 4.125%
HK$41,342
baseline
▲ 0.50% · 4.625%
HK$43,521
+HK$2,179/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$82,684/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,309
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$43,625
−HK$1,337/mo
Today · 4.125%
HK$44,962
baseline
▲ 0.50% · 4.625%
HK$47,697
+HK$2,735/mo
Deposit HK$6.18M · loan HK$9.28M · min. income ≈ HK$89,924/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,068
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$48,330
−HK$1,281/mo
Today · 4.125%
HK$49,611
baseline
▲ 0.50% · 4.625%
HK$52,226
+HK$2,615/mo
Deposit HK$6.18M · loan HK$9.28M · min. income ≈ HK$99,222/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,360
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$50,895
−HK$1,560/mo
Today · 4.125%
HK$52,455
baseline
▲ 0.50% · 4.625%
HK$55,647
+HK$3,192/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$104,910/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,912
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$56,385
−HK$1,494/mo
Today · 4.125%
HK$57,879
baseline
▲ 0.50% · 4.625%
HK$60,930
+HK$3,051/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$115,758/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,463
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$65,437
−HK$2,005/mo
Today · 4.125%
HK$67,442
baseline
▲ 0.50% · 4.625%
HK$71,546
+HK$4,104/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$134,884/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,602
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$72,495
−HK$1,921/mo
Today · 4.125%
HK$74,416
baseline
▲ 0.50% · 4.625%
HK$78,339
+HK$3,923/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$148,832/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,822 · Scale 2, in force from 26 Feb 2026)