LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,258
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,355
−HK$1,114/mo
Today · 4.125%
HK$37,469
baseline
▲ 0.50% · 4.625%
HK$39,749
+HK$2,280/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$74,938/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,224
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,276
−HK$1,068/mo
Today · 4.125%
HK$41,344
baseline
▲ 0.50% · 4.625%
HK$43,523
+HK$2,179/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$82,688/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,310
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$43,626
−HK$1,337/mo
Today · 4.125%
HK$44,963
baseline
▲ 0.50% · 4.625%
HK$47,699
+HK$2,736/mo
Deposit HK$6.18M · loan HK$9.28M · min. income ≈ HK$89,926/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,069
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$48,332
−HK$1,280/mo
Today · 4.125%
HK$49,612
baseline
▲ 0.50% · 4.625%
HK$52,227
+HK$2,615/mo
Deposit HK$6.18M · loan HK$9.28M · min. income ≈ HK$99,224/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,362
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$50,897
−HK$1,560/mo
Today · 4.125%
HK$52,457
baseline
▲ 0.50% · 4.625%
HK$55,649
+HK$3,192/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$104,914/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,914
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$56,387
−HK$1,494/mo
Today · 4.125%
HK$57,881
baseline
▲ 0.50% · 4.625%
HK$60,932
+HK$3,051/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$115,762/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,465
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$65,439
−HK$2,006/mo
Today · 4.125%
HK$67,445
baseline
▲ 0.50% · 4.625%
HK$71,548
+HK$4,103/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$134,890/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,604
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$72,498
−HK$1,920/mo
Today · 4.125%
HK$74,418
baseline
▲ 0.50% · 4.625%
HK$78,341
+HK$3,923/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$148,836/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,840 · Scale 2, in force from 26 Feb 2026)