LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,260
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,357
−HK$1,114/mo
Today · 4.125%
HK$37,471
baseline
▲ 0.50% · 4.625%
HK$39,751
+HK$2,280/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$74,942/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,227
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,279
−HK$1,067/mo
Today · 4.125%
HK$41,346
baseline
▲ 0.50% · 4.625%
HK$43,525
+HK$2,179/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$82,692/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,312
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$43,628
−HK$1,338/mo
Today · 4.125%
HK$44,966
baseline
▲ 0.50% · 4.625%
HK$47,702
+HK$2,736/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$89,932/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$579,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,072
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$48,334
−HK$1,281/mo
Today · 4.125%
HK$49,615
baseline
▲ 0.50% · 4.625%
HK$52,230
+HK$2,615/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$99,230/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$579,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,364
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$50,900
−HK$1,560/mo
Today · 4.125%
HK$52,460
baseline
▲ 0.50% · 4.625%
HK$55,652
+HK$3,192/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$104,920/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,917
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$56,390
−HK$1,494/mo
Today · 4.125%
HK$57,884
baseline
▲ 0.50% · 4.625%
HK$60,935
+HK$3,051/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$115,768/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,468
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$65,443
−HK$2,005/mo
Today · 4.125%
HK$67,448
baseline
▲ 0.50% · 4.625%
HK$71,553
+HK$4,105/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$134,896/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,608
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$72,502
−HK$1,921/mo
Today · 4.125%
HK$74,423
baseline
▲ 0.50% · 4.625%
HK$78,346
+HK$3,923/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$148,846/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,873 · Scale 2, in force from 26 Feb 2026)