LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,262
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,359
−HK$1,114/mo
Today · 4.125%
HK$37,473
baseline
▲ 0.50% · 4.625%
HK$39,753
+HK$2,280/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$74,946/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,228
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,280
−HK$1,068/mo
Today · 4.125%
HK$41,348
baseline
▲ 0.50% · 4.625%
HK$43,527
+HK$2,179/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$82,696/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,314
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$43,630
−HK$1,338/mo
Today · 4.125%
HK$44,968
baseline
▲ 0.50% · 4.625%
HK$47,704
+HK$2,736/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$89,936/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$579,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,074
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$48,337
−HK$1,280/mo
Today · 4.125%
HK$49,617
baseline
▲ 0.50% · 4.625%
HK$52,233
+HK$2,616/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$99,234/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$579,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,366
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$50,902
−HK$1,560/mo
Today · 4.125%
HK$52,462
baseline
▲ 0.50% · 4.625%
HK$55,654
+HK$3,192/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$104,924/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,920
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$56,393
−HK$1,494/mo
Today · 4.125%
HK$57,887
baseline
▲ 0.50% · 4.625%
HK$60,938
+HK$3,051/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$115,774/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,471
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$65,446
−HK$2,005/mo
Today · 4.125%
HK$67,451
baseline
▲ 0.50% · 4.625%
HK$71,556
+HK$4,105/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$134,902/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,611
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$72,505
−HK$1,921/mo
Today · 4.125%
HK$74,426
baseline
▲ 0.50% · 4.625%
HK$78,349
+HK$3,923/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$148,852/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,899 · Scale 2, in force from 26 Feb 2026)