LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,262
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,359
−HK$1,115/mo
Today · 4.125%
HK$37,474
baseline
▲ 0.50% · 4.625%
HK$39,754
+HK$2,280/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$74,948/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,229
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,281
−HK$1,067/mo
Today · 4.125%
HK$41,348
baseline
▲ 0.50% · 4.625%
HK$43,528
+HK$2,180/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$82,696/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,315
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$43,631
−HK$1,337/mo
Today · 4.125%
HK$44,968
baseline
▲ 0.50% · 4.625%
HK$47,705
+HK$2,737/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$89,936/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$579,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,075
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$48,337
−HK$1,281/mo
Today · 4.125%
HK$49,618
baseline
▲ 0.50% · 4.625%
HK$52,234
+HK$2,616/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$99,236/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$579,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,367
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$50,903
−HK$1,560/mo
Today · 4.125%
HK$52,463
baseline
▲ 0.50% · 4.625%
HK$55,655
+HK$3,192/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$104,926/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,921
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$56,394
−HK$1,494/mo
Today · 4.125%
HK$57,888
baseline
▲ 0.50% · 4.625%
HK$60,939
+HK$3,051/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$115,776/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,472
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$65,447
−HK$2,005/mo
Today · 4.125%
HK$67,452
baseline
▲ 0.50% · 4.625%
HK$71,557
+HK$4,105/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$134,904/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,612
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$72,506
−HK$1,921/mo
Today · 4.125%
HK$74,427
baseline
▲ 0.50% · 4.625%
HK$78,350
+HK$3,923/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$148,854/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,908 · Scale 2, in force from 26 Feb 2026)