LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,265
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,361
−HK$1,115/mo
Today · 4.125%
HK$37,476
baseline
▲ 0.50% · 4.625%
HK$39,756
+HK$2,280/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$74,952/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,231
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,284
−HK$1,067/mo
Today · 4.125%
HK$41,351
baseline
▲ 0.50% · 4.625%
HK$43,531
+HK$2,180/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$82,702/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,317
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$43,634
−HK$1,337/mo
Today · 4.125%
HK$44,971
baseline
▲ 0.50% · 4.625%
HK$47,708
+HK$2,737/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$89,942/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$579,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,078
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$48,340
−HK$1,281/mo
Today · 4.125%
HK$49,621
baseline
▲ 0.50% · 4.625%
HK$52,237
+HK$2,616/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$99,242/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$579,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,370
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$50,906
−HK$1,560/mo
Today · 4.125%
HK$52,466
baseline
▲ 0.50% · 4.625%
HK$55,659
+HK$3,193/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$104,932/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,924
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$56,397
−HK$1,494/mo
Today · 4.125%
HK$57,891
baseline
▲ 0.50% · 4.625%
HK$60,943
+HK$3,052/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$115,782/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,476
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$65,451
−HK$2,006/mo
Today · 4.125%
HK$67,457
baseline
▲ 0.50% · 4.625%
HK$71,561
+HK$4,104/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$134,914/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,617
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$72,511
−HK$1,921/mo
Today · 4.125%
HK$74,432
baseline
▲ 0.50% · 4.625%
HK$78,355
+HK$3,923/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$148,864/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,944 · Scale 2, in force from 26 Feb 2026)