LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,265
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,362
−HK$1,114/mo
Today · 4.125%
HK$37,476
baseline
▲ 0.50% · 4.625%
HK$39,757
+HK$2,281/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$74,952/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,232
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,284
−HK$1,067/mo
Today · 4.125%
HK$41,351
baseline
▲ 0.50% · 4.625%
HK$43,531
+HK$2,180/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$82,702/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,318
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$43,634
−HK$1,338/mo
Today · 4.125%
HK$44,972
baseline
▲ 0.50% · 4.625%
HK$47,708
+HK$2,736/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$89,944/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$579,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,078
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$48,341
−HK$1,281/mo
Today · 4.125%
HK$49,622
baseline
▲ 0.50% · 4.625%
HK$52,237
+HK$2,615/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$99,244/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$579,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,371
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$50,907
−HK$1,560/mo
Today · 4.125%
HK$52,467
baseline
▲ 0.50% · 4.625%
HK$55,659
+HK$3,192/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$104,934/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,925
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$56,398
−HK$1,494/mo
Today · 4.125%
HK$57,892
baseline
▲ 0.50% · 4.625%
HK$60,944
+HK$3,052/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$115,784/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,477
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$65,451
−HK$2,006/mo
Today · 4.125%
HK$67,457
baseline
▲ 0.50% · 4.625%
HK$71,562
+HK$4,105/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$134,914/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,617
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$72,511
−HK$1,922/mo
Today · 4.125%
HK$74,433
baseline
▲ 0.50% · 4.625%
HK$78,356
+HK$3,923/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$148,866/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,950 · Scale 2, in force from 26 Feb 2026)