LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,266
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,363
−HK$1,115/mo
Today · 4.125%
HK$37,478
baseline
▲ 0.50% · 4.625%
HK$39,758
+HK$2,280/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$74,956/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,233
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,286
−HK$1,067/mo
Today · 4.125%
HK$41,353
baseline
▲ 0.50% · 4.625%
HK$43,533
+HK$2,180/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$82,706/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,320
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$43,636
−HK$1,337/mo
Today · 4.125%
HK$44,973
baseline
▲ 0.50% · 4.625%
HK$47,710
+HK$2,737/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$89,946/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$579,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,080
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$48,343
−HK$1,281/mo
Today · 4.125%
HK$49,624
baseline
▲ 0.50% · 4.625%
HK$52,239
+HK$2,615/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$99,248/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$579,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,373
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$50,909
−HK$1,560/mo
Today · 4.125%
HK$52,469
baseline
▲ 0.50% · 4.625%
HK$55,662
+HK$3,193/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$104,938/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,927
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$56,400
−HK$1,494/mo
Today · 4.125%
HK$57,894
baseline
▲ 0.50% · 4.625%
HK$60,946
+HK$3,052/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$115,788/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,479
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$65,454
−HK$2,006/mo
Today · 4.125%
HK$67,460
baseline
▲ 0.50% · 4.625%
HK$71,565
+HK$4,105/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$134,920/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,620
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$72,514
−HK$1,922/mo
Today · 4.125%
HK$74,436
baseline
▲ 0.50% · 4.625%
HK$78,359
+HK$3,923/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$148,872/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,974 · Scale 2, in force from 26 Feb 2026)