LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,267
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,364
−HK$1,115/mo
Today · 4.125%
HK$37,479
baseline
▲ 0.50% · 4.625%
HK$39,759
+HK$2,280/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$74,958/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,234
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,287
−HK$1,067/mo
Today · 4.125%
HK$41,354
baseline
▲ 0.50% · 4.625%
HK$43,534
+HK$2,180/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$82,708/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,320
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$43,637
−HK$1,337/mo
Today · 4.125%
HK$44,974
baseline
▲ 0.50% · 4.625%
HK$47,711
+HK$2,737/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$89,948/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$579,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,081
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$48,344
−HK$1,281/mo
Today · 4.125%
HK$49,625
baseline
▲ 0.50% · 4.625%
HK$52,241
+HK$2,616/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$99,250/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$579,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,374
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$50,910
−HK$1,560/mo
Today · 4.125%
HK$52,470
baseline
▲ 0.50% · 4.625%
HK$55,663
+HK$3,193/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$104,940/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,928
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$56,401
−HK$1,495/mo
Today · 4.125%
HK$57,896
baseline
▲ 0.50% · 4.625%
HK$60,947
+HK$3,051/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$115,792/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,481
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$65,455
−HK$2,007/mo
Today · 4.125%
HK$67,462
baseline
▲ 0.50% · 4.625%
HK$71,566
+HK$4,104/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$134,924/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,622
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$72,516
−HK$1,921/mo
Today · 4.125%
HK$74,437
baseline
▲ 0.50% · 4.625%
HK$78,361
+HK$3,924/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$148,874/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,986 · Scale 2, in force from 26 Feb 2026)