LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,268
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,365
−HK$1,115/mo
Today · 4.125%
HK$37,480
baseline
▲ 0.50% · 4.625%
HK$39,760
+HK$2,280/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$74,960/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$580,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,235
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,288
−HK$1,067/mo
Today · 4.125%
HK$41,355
baseline
▲ 0.50% · 4.625%
HK$43,535
+HK$2,180/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$82,710/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$580,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,322
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$43,638
−HK$1,338/mo
Today · 4.125%
HK$44,976
baseline
▲ 0.50% · 4.625%
HK$47,712
+HK$2,736/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$89,952/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,082
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$48,345
−HK$1,281/mo
Today · 4.125%
HK$49,626
baseline
▲ 0.50% · 4.625%
HK$52,242
+HK$2,616/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$99,252/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,375
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$50,911
−HK$1,561/mo
Today · 4.125%
HK$52,472
baseline
▲ 0.50% · 4.625%
HK$55,664
+HK$3,192/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$104,944/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,930
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$56,403
−HK$1,494/mo
Today · 4.125%
HK$57,897
baseline
▲ 0.50% · 4.625%
HK$60,949
+HK$3,052/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$115,794/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,483
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$65,457
−HK$2,006/mo
Today · 4.125%
HK$67,463
baseline
▲ 0.50% · 4.625%
HK$71,568
+HK$4,105/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$134,926/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,624
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$72,518
−HK$1,921/mo
Today · 4.125%
HK$74,439
baseline
▲ 0.50% · 4.625%
HK$78,363
+HK$3,924/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$148,878/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,002 · Scale 2, in force from 26 Feb 2026)