LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,269
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,366
−HK$1,114/mo
Today · 4.125%
HK$37,480
baseline
▲ 0.50% · 4.625%
HK$39,761
+HK$2,281/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$74,960/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$580,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,236
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,288
−HK$1,068/mo
Today · 4.125%
HK$41,356
baseline
▲ 0.50% · 4.625%
HK$43,536
+HK$2,180/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$82,712/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$580,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,322
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$43,639
−HK$1,337/mo
Today · 4.125%
HK$44,976
baseline
▲ 0.50% · 4.625%
HK$47,713
+HK$2,737/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$89,952/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,083
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$48,346
−HK$1,281/mo
Today · 4.125%
HK$49,627
baseline
▲ 0.50% · 4.625%
HK$52,243
+HK$2,616/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$99,254/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,376
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$50,912
−HK$1,561/mo
Today · 4.125%
HK$52,473
baseline
▲ 0.50% · 4.625%
HK$55,665
+HK$3,192/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$104,946/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,931
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$56,404
−HK$1,494/mo
Today · 4.125%
HK$57,898
baseline
▲ 0.50% · 4.625%
HK$60,950
+HK$3,052/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$115,796/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,484
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$65,458
−HK$2,007/mo
Today · 4.125%
HK$67,465
baseline
▲ 0.50% · 4.625%
HK$71,570
+HK$4,105/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$134,930/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,625
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$72,519
−HK$1,922/mo
Today · 4.125%
HK$74,441
baseline
▲ 0.50% · 4.625%
HK$78,364
+HK$3,923/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$148,882/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,013 · Scale 2, in force from 26 Feb 2026)