LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,269
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,366
−HK$1,115/mo
Today · 4.125%
HK$37,481
baseline
▲ 0.50% · 4.625%
HK$39,761
+HK$2,280/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$74,962/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$580,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,237
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,289
−HK$1,067/mo
Today · 4.125%
HK$41,356
baseline
▲ 0.50% · 4.625%
HK$43,536
+HK$2,180/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$82,712/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$580,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,323
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$43,639
−HK$1,338/mo
Today · 4.125%
HK$44,977
baseline
▲ 0.50% · 4.625%
HK$47,714
+HK$2,737/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$89,954/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,084
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$48,347
−HK$1,281/mo
Today · 4.125%
HK$49,628
baseline
▲ 0.50% · 4.625%
HK$52,244
+HK$2,616/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$99,256/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,377
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$50,913
−HK$1,560/mo
Today · 4.125%
HK$52,473
baseline
▲ 0.50% · 4.625%
HK$55,666
+HK$3,193/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$104,946/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,931
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$56,404
−HK$1,495/mo
Today · 4.125%
HK$57,899
baseline
▲ 0.50% · 4.625%
HK$60,951
+HK$3,052/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$115,798/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,484
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$65,459
−HK$2,006/mo
Today · 4.125%
HK$67,465
baseline
▲ 0.50% · 4.625%
HK$71,571
+HK$4,106/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$134,930/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,626
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$72,520
−HK$1,921/mo
Today · 4.125%
HK$74,441
baseline
▲ 0.50% · 4.625%
HK$78,365
+HK$3,924/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$148,882/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,020 · Scale 2, in force from 26 Feb 2026)