LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,270
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,367
−HK$1,115/mo
Today · 4.125%
HK$37,482
baseline
▲ 0.50% · 4.625%
HK$39,763
+HK$2,281/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$74,964/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$580,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,238
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,290
−HK$1,068/mo
Today · 4.125%
HK$41,358
baseline
▲ 0.50% · 4.625%
HK$43,538
+HK$2,180/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$82,716/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$580,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,324
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$43,641
−HK$1,337/mo
Today · 4.125%
HK$44,978
baseline
▲ 0.50% · 4.625%
HK$47,715
+HK$2,737/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$89,956/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,085
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$48,348
−HK$1,281/mo
Today · 4.125%
HK$49,629
baseline
▲ 0.50% · 4.625%
HK$52,245
+HK$2,616/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$99,258/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,378
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$50,914
−HK$1,561/mo
Today · 4.125%
HK$52,475
baseline
▲ 0.50% · 4.625%
HK$55,668
+HK$3,193/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$104,950/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,933
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$56,406
−HK$1,495/mo
Today · 4.125%
HK$57,901
baseline
▲ 0.50% · 4.625%
HK$60,953
+HK$3,052/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$115,802/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,486
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$65,461
−HK$2,006/mo
Today · 4.125%
HK$67,467
baseline
▲ 0.50% · 4.625%
HK$71,573
+HK$4,106/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$134,934/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,628
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$72,522
−HK$1,922/mo
Today · 4.125%
HK$74,444
baseline
▲ 0.50% · 4.625%
HK$78,368
+HK$3,924/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$148,888/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,036 · Scale 2, in force from 26 Feb 2026)