LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,271
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,368
−HK$1,115/mo
Today · 4.125%
HK$37,483
baseline
▲ 0.50% · 4.625%
HK$39,763
+HK$2,280/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$74,966/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$580,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,239
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,291
−HK$1,067/mo
Today · 4.125%
HK$41,358
baseline
▲ 0.50% · 4.625%
HK$43,538
+HK$2,180/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$82,716/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$580,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,325
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$43,642
−HK$1,337/mo
Today · 4.125%
HK$44,979
baseline
▲ 0.50% · 4.625%
HK$47,716
+HK$2,737/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$89,958/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,086
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$48,349
−HK$1,281/mo
Today · 4.125%
HK$49,630
baseline
▲ 0.50% · 4.625%
HK$52,246
+HK$2,616/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$99,260/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,379
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$50,915
−HK$1,561/mo
Today · 4.125%
HK$52,476
baseline
▲ 0.50% · 4.625%
HK$55,669
+HK$3,193/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$104,952/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,934
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$56,407
−HK$1,495/mo
Today · 4.125%
HK$57,902
baseline
▲ 0.50% · 4.625%
HK$60,954
+HK$3,052/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$115,804/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,488
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$65,462
−HK$2,007/mo
Today · 4.125%
HK$67,469
baseline
▲ 0.50% · 4.625%
HK$71,574
+HK$4,105/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$134,938/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,629
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$72,524
−HK$1,921/mo
Today · 4.125%
HK$74,445
baseline
▲ 0.50% · 4.625%
HK$78,369
+HK$3,924/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$148,890/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,048 · Scale 2, in force from 26 Feb 2026)