LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,272
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,369
−HK$1,115/mo
Today · 4.125%
HK$37,484
baseline
▲ 0.50% · 4.625%
HK$39,764
+HK$2,280/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$74,968/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$580,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,239
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,292
−HK$1,067/mo
Today · 4.125%
HK$41,359
baseline
▲ 0.50% · 4.625%
HK$43,540
+HK$2,181/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$82,718/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$580,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,326
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$43,643
−HK$1,337/mo
Today · 4.125%
HK$44,980
baseline
▲ 0.50% · 4.625%
HK$47,717
+HK$2,737/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$89,960/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,087
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$48,350
−HK$1,281/mo
Today · 4.125%
HK$49,631
baseline
▲ 0.50% · 4.625%
HK$52,247
+HK$2,616/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$99,262/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,380
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$50,916
−HK$1,561/mo
Today · 4.125%
HK$52,477
baseline
▲ 0.50% · 4.625%
HK$55,670
+HK$3,193/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$104,954/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,935
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$56,409
−HK$1,494/mo
Today · 4.125%
HK$57,903
baseline
▲ 0.50% · 4.625%
HK$60,955
+HK$3,052/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$115,806/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,489
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$65,464
−HK$2,006/mo
Today · 4.125%
HK$67,470
baseline
▲ 0.50% · 4.625%
HK$71,576
+HK$4,106/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$134,940/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,631
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$72,525
−HK$1,922/mo
Today · 4.125%
HK$74,447
baseline
▲ 0.50% · 4.625%
HK$78,371
+HK$3,924/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$148,894/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,062 · Scale 2, in force from 26 Feb 2026)