LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,274
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,371
−HK$1,115/mo
Today · 4.125%
HK$37,486
baseline
▲ 0.50% · 4.625%
HK$39,767
+HK$2,281/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$74,972/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$580,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,242
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,294
−HK$1,068/mo
Today · 4.125%
HK$41,362
baseline
▲ 0.50% · 4.625%
HK$43,542
+HK$2,180/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$82,724/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$580,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,328
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$43,645
−HK$1,338/mo
Today · 4.125%
HK$44,983
baseline
▲ 0.50% · 4.625%
HK$47,720
+HK$2,737/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$89,966/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,090
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$48,353
−HK$1,281/mo
Today · 4.125%
HK$49,634
baseline
▲ 0.50% · 4.625%
HK$52,250
+HK$2,616/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$99,268/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,383
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$50,919
−HK$1,561/mo
Today · 4.125%
HK$52,480
baseline
▲ 0.50% · 4.625%
HK$55,673
+HK$3,193/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$104,960/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,938
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$56,412
−HK$1,494/mo
Today · 4.125%
HK$57,906
baseline
▲ 0.50% · 4.625%
HK$60,959
+HK$3,053/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$115,812/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,493
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$65,468
−HK$2,006/mo
Today · 4.125%
HK$67,474
baseline
▲ 0.50% · 4.625%
HK$71,580
+HK$4,106/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$134,948/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,635
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$72,529
−HK$1,922/mo
Today · 4.125%
HK$74,451
baseline
▲ 0.50% · 4.625%
HK$78,376
+HK$3,925/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$148,902/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,095 · Scale 2, in force from 26 Feb 2026)