LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,274
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,371
−HK$1,115/mo
Today · 4.125%
HK$37,486
baseline
▲ 0.50% · 4.625%
HK$39,767
+HK$2,281/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$74,972/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$580,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,242
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,295
−HK$1,067/mo
Today · 4.125%
HK$41,362
baseline
▲ 0.50% · 4.625%
HK$43,543
+HK$2,181/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$82,724/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$580,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,329
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$43,646
−HK$1,337/mo
Today · 4.125%
HK$44,983
baseline
▲ 0.50% · 4.625%
HK$47,721
+HK$2,738/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$89,966/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,091
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$48,354
−HK$1,281/mo
Today · 4.125%
HK$49,635
baseline
▲ 0.50% · 4.625%
HK$52,251
+HK$2,616/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$99,270/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,384
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$50,920
−HK$1,561/mo
Today · 4.125%
HK$52,481
baseline
▲ 0.50% · 4.625%
HK$55,674
+HK$3,193/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$104,962/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,939
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$56,413
−HK$1,494/mo
Today · 4.125%
HK$57,907
baseline
▲ 0.50% · 4.625%
HK$60,960
+HK$3,053/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$115,814/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,494
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$65,469
−HK$2,006/mo
Today · 4.125%
HK$67,475
baseline
▲ 0.50% · 4.625%
HK$71,581
+HK$4,106/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$134,950/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,636
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$72,530
−HK$1,922/mo
Today · 4.125%
HK$74,452
baseline
▲ 0.50% · 4.625%
HK$78,377
+HK$3,925/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$148,904/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,103 · Scale 2, in force from 26 Feb 2026)