LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,278
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,376
−HK$1,115/mo
Today · 4.125%
HK$37,491
baseline
▲ 0.50% · 4.625%
HK$39,772
+HK$2,281/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$74,982/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,247
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,299
−HK$1,068/mo
Today · 4.125%
HK$41,367
baseline
▲ 0.50% · 4.625%
HK$43,548
+HK$2,181/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,734/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,334
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$43,651
−HK$1,338/mo
Today · 4.125%
HK$44,989
baseline
▲ 0.50% · 4.625%
HK$47,726
+HK$2,737/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$89,978/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,096
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$48,359
−HK$1,282/mo
Today · 4.125%
HK$49,641
baseline
▲ 0.50% · 4.625%
HK$52,257
+HK$2,616/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$99,282/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,390
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$50,926
−HK$1,561/mo
Today · 4.125%
HK$52,487
baseline
▲ 0.50% · 4.625%
HK$55,680
+HK$3,193/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$104,974/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,945
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$56,419
−HK$1,495/mo
Today · 4.125%
HK$57,914
baseline
▲ 0.50% · 4.625%
HK$60,967
+HK$3,053/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$115,828/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,501
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$65,476
−HK$2,007/mo
Today · 4.125%
HK$67,483
baseline
▲ 0.50% · 4.625%
HK$71,589
+HK$4,106/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$134,966/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,644
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$72,539
−HK$1,922/mo
Today · 4.125%
HK$74,461
baseline
▲ 0.50% · 4.625%
HK$78,386
+HK$3,925/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$148,922/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,170 · Scale 2, in force from 26 Feb 2026)