LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,279
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,377
−HK$1,114/mo
Today · 4.125%
HK$37,491
baseline
▲ 0.50% · 4.625%
HK$39,773
+HK$2,282/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$74,982/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,248
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,300
−HK$1,068/mo
Today · 4.125%
HK$41,368
baseline
▲ 0.50% · 4.625%
HK$43,549
+HK$2,181/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,736/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,335
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$43,652
−HK$1,338/mo
Today · 4.125%
HK$44,990
baseline
▲ 0.50% · 4.625%
HK$47,727
+HK$2,737/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$89,980/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,097
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$48,360
−HK$1,282/mo
Today · 4.125%
HK$49,642
baseline
▲ 0.50% · 4.625%
HK$52,258
+HK$2,616/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$99,284/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,391
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$50,927
−HK$1,561/mo
Today · 4.125%
HK$52,488
baseline
▲ 0.50% · 4.625%
HK$55,682
+HK$3,194/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$104,976/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,947
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$56,420
−HK$1,495/mo
Today · 4.125%
HK$57,915
baseline
▲ 0.50% · 4.625%
HK$60,968
+HK$3,053/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$115,830/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,502
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$65,478
−HK$2,007/mo
Today · 4.125%
HK$67,485
baseline
▲ 0.50% · 4.625%
HK$71,591
+HK$4,106/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$134,970/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,646
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$72,541
−HK$1,922/mo
Today · 4.125%
HK$74,463
baseline
▲ 0.50% · 4.625%
HK$78,388
+HK$3,925/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$148,926/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,184 · Scale 2, in force from 26 Feb 2026)