LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,280
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,377
−HK$1,115/mo
Today · 4.125%
HK$37,492
baseline
▲ 0.50% · 4.625%
HK$39,773
+HK$2,281/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$74,984/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,248
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,301
−HK$1,068/mo
Today · 4.125%
HK$41,369
baseline
▲ 0.50% · 4.625%
HK$43,549
+HK$2,180/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,738/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,336
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$43,653
−HK$1,338/mo
Today · 4.125%
HK$44,991
baseline
▲ 0.50% · 4.625%
HK$47,728
+HK$2,737/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$89,982/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,098
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$48,361
−HK$1,282/mo
Today · 4.125%
HK$49,643
baseline
▲ 0.50% · 4.625%
HK$52,259
+HK$2,616/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$99,286/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,392
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$50,928
−HK$1,561/mo
Today · 4.125%
HK$52,489
baseline
▲ 0.50% · 4.625%
HK$55,683
+HK$3,194/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$104,978/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,948
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$56,421
−HK$1,495/mo
Today · 4.125%
HK$57,916
baseline
▲ 0.50% · 4.625%
HK$60,969
+HK$3,053/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$115,832/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,504
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$65,479
−HK$2,007/mo
Today · 4.125%
HK$67,486
baseline
▲ 0.50% · 4.625%
HK$71,592
+HK$4,106/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$134,972/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,647
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$72,542
−HK$1,922/mo
Today · 4.125%
HK$74,464
baseline
▲ 0.50% · 4.625%
HK$78,389
+HK$3,925/mo
Deposit HK$1.55M · loan HK$13.92M · min. income ≈ HK$148,928/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,194 · Scale 2, in force from 26 Feb 2026)