LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,281
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,378
−HK$1,115/mo
Today · 4.125%
HK$37,493
baseline
▲ 0.50% · 4.625%
HK$39,775
+HK$2,282/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$74,986/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,250
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,302
−HK$1,068/mo
Today · 4.125%
HK$41,370
baseline
▲ 0.50% · 4.625%
HK$43,551
+HK$2,181/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,740/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,337
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$43,654
−HK$1,338/mo
Today · 4.125%
HK$44,992
baseline
▲ 0.50% · 4.625%
HK$47,729
+HK$2,737/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$89,984/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,099
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$48,363
−HK$1,281/mo
Today · 4.125%
HK$49,644
baseline
▲ 0.50% · 4.625%
HK$52,261
+HK$2,617/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$99,288/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,393
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$50,930
−HK$1,560/mo
Today · 4.125%
HK$52,490
baseline
▲ 0.50% · 4.625%
HK$55,684
+HK$3,194/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$104,980/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,949
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$56,423
−HK$1,495/mo
Today · 4.125%
HK$57,918
baseline
▲ 0.50% · 4.625%
HK$60,971
+HK$3,053/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$115,836/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,505
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$65,481
−HK$2,007/mo
Today · 4.125%
HK$67,488
baseline
▲ 0.50% · 4.625%
HK$71,594
+HK$4,106/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$134,976/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,649
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$72,544
−HK$1,922/mo
Today · 4.125%
HK$74,466
baseline
▲ 0.50% · 4.625%
HK$78,391
+HK$3,925/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$148,932/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,211 · Scale 2, in force from 26 Feb 2026)