LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,282
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,380
−HK$1,115/mo
Today · 4.125%
HK$37,495
baseline
▲ 0.50% · 4.625%
HK$39,776
+HK$2,281/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$74,990/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,251
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,304
−HK$1,068/mo
Today · 4.125%
HK$41,372
baseline
▲ 0.50% · 4.625%
HK$43,552
+HK$2,180/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,744/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,339
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$43,656
−HK$1,338/mo
Today · 4.125%
HK$44,994
baseline
▲ 0.50% · 4.625%
HK$47,731
+HK$2,737/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$89,988/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,101
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$48,364
−HK$1,282/mo
Today · 4.125%
HK$49,646
baseline
▲ 0.50% · 4.625%
HK$52,263
+HK$2,617/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$99,292/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,395
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,931
−HK$1,562/mo
Today · 4.125%
HK$52,493
baseline
▲ 0.50% · 4.625%
HK$55,687
+HK$3,194/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$104,986/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,951
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$56,425
−HK$1,495/mo
Today · 4.125%
HK$57,920
baseline
▲ 0.50% · 4.625%
HK$60,973
+HK$3,053/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$115,840/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,508
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$65,483
−HK$2,007/mo
Today · 4.125%
HK$67,490
baseline
▲ 0.50% · 4.625%
HK$71,597
+HK$4,107/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$134,980/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,652
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$72,547
−HK$1,922/mo
Today · 4.125%
HK$74,469
baseline
▲ 0.50% · 4.625%
HK$78,394
+HK$3,925/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$148,938/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,234 · Scale 2, in force from 26 Feb 2026)