LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,283
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,380
−HK$1,115/mo
Today · 4.125%
HK$37,495
baseline
▲ 0.50% · 4.625%
HK$39,777
+HK$2,282/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$74,990/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,252
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,304
−HK$1,068/mo
Today · 4.125%
HK$41,372
baseline
▲ 0.50% · 4.625%
HK$43,553
+HK$2,181/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,744/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,339
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$43,656
−HK$1,338/mo
Today · 4.125%
HK$44,994
baseline
▲ 0.50% · 4.625%
HK$47,732
+HK$2,738/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$89,988/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,102
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$48,365
−HK$1,282/mo
Today · 4.125%
HK$49,647
baseline
▲ 0.50% · 4.625%
HK$52,264
+HK$2,617/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$99,294/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,396
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$50,932
−HK$1,561/mo
Today · 4.125%
HK$52,493
baseline
▲ 0.50% · 4.625%
HK$55,687
+HK$3,194/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$104,986/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,952
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$56,426
−HK$1,495/mo
Today · 4.125%
HK$57,921
baseline
▲ 0.50% · 4.625%
HK$60,974
+HK$3,053/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$115,842/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,509
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$65,484
−HK$2,007/mo
Today · 4.125%
HK$67,491
baseline
▲ 0.50% · 4.625%
HK$71,598
+HK$4,107/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$134,982/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,653
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$72,548
−HK$1,922/mo
Today · 4.125%
HK$74,470
baseline
▲ 0.50% · 4.625%
HK$78,395
+HK$3,925/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$148,940/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,242 · Scale 2, in force from 26 Feb 2026)