LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,284
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,381
−HK$1,115/mo
Today · 4.125%
HK$37,496
baseline
▲ 0.50% · 4.625%
HK$39,778
+HK$2,282/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$74,992/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,253
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,306
−HK$1,068/mo
Today · 4.125%
HK$41,374
baseline
▲ 0.50% · 4.625%
HK$43,554
+HK$2,180/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,748/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,341
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$43,658
−HK$1,338/mo
Today · 4.125%
HK$44,996
baseline
▲ 0.50% · 4.625%
HK$47,734
+HK$2,738/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$89,992/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,103
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$48,367
−HK$1,281/mo
Today · 4.125%
HK$49,648
baseline
▲ 0.50% · 4.625%
HK$52,265
+HK$2,617/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$99,296/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,397
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,934
−HK$1,561/mo
Today · 4.125%
HK$52,495
baseline
▲ 0.50% · 4.625%
HK$55,689
+HK$3,194/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$104,990/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,954
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$56,428
−HK$1,495/mo
Today · 4.125%
HK$57,923
baseline
▲ 0.50% · 4.625%
HK$60,976
+HK$3,053/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$115,846/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,511
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$65,486
−HK$2,007/mo
Today · 4.125%
HK$67,493
baseline
▲ 0.50% · 4.625%
HK$71,600
+HK$4,107/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$134,986/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,655
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$72,550
−HK$1,922/mo
Today · 4.125%
HK$74,472
baseline
▲ 0.50% · 4.625%
HK$78,398
+HK$3,926/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$148,944/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,260 · Scale 2, in force from 26 Feb 2026)