LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,285
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,382
−HK$1,115/mo
Today · 4.125%
HK$37,497
baseline
▲ 0.50% · 4.625%
HK$39,779
+HK$2,282/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$74,994/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,254
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,307
−HK$1,068/mo
Today · 4.125%
HK$41,375
baseline
▲ 0.50% · 4.625%
HK$43,555
+HK$2,180/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,750/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,342
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$43,659
−HK$1,338/mo
Today · 4.125%
HK$44,997
baseline
▲ 0.50% · 4.625%
HK$47,735
+HK$2,738/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$89,994/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,105
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$48,368
−HK$1,281/mo
Today · 4.125%
HK$49,649
baseline
▲ 0.50% · 4.625%
HK$52,267
+HK$2,618/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$99,298/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,398
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,935
−HK$1,561/mo
Today · 4.125%
HK$52,496
baseline
▲ 0.50% · 4.625%
HK$55,690
+HK$3,194/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$104,992/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,955
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$56,429
−HK$1,495/mo
Today · 4.125%
HK$57,924
baseline
▲ 0.50% · 4.625%
HK$60,978
+HK$3,054/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$115,848/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,512
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$65,488
−HK$2,007/mo
Today · 4.125%
HK$67,495
baseline
▲ 0.50% · 4.625%
HK$71,602
+HK$4,107/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$134,990/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,657
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$72,552
−HK$1,922/mo
Today · 4.125%
HK$74,474
baseline
▲ 0.50% · 4.625%
HK$78,400
+HK$3,926/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$148,948/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,274 · Scale 2, in force from 26 Feb 2026)