LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,287
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,384
−HK$1,115/mo
Today · 4.125%
HK$37,499
baseline
▲ 0.50% · 4.625%
HK$39,781
+HK$2,282/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$74,998/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,256
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,309
−HK$1,068/mo
Today · 4.125%
HK$41,377
baseline
▲ 0.50% · 4.625%
HK$43,558
+HK$2,181/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,754/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,344
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$43,661
−HK$1,338/mo
Today · 4.125%
HK$44,999
baseline
▲ 0.50% · 4.625%
HK$47,737
+HK$2,738/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$89,998/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,107
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$48,371
−HK$1,281/mo
Today · 4.125%
HK$49,652
baseline
▲ 0.50% · 4.625%
HK$52,269
+HK$2,617/mo
Deposit HK$6.19M · loan HK$9.28M · min. income ≈ HK$99,304/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,401
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,938
−HK$1,561/mo
Today · 4.125%
HK$52,499
baseline
▲ 0.50% · 4.625%
HK$55,694
+HK$3,195/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$104,998/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,958
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,432
−HK$1,496/mo
Today · 4.125%
HK$57,928
baseline
▲ 0.50% · 4.625%
HK$60,981
+HK$3,053/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$115,856/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,516
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$65,492
−HK$2,007/mo
Today · 4.125%
HK$67,499
baseline
▲ 0.50% · 4.625%
HK$71,606
+HK$4,107/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$134,998/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,661
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$72,556
−HK$1,922/mo
Today · 4.125%
HK$74,478
baseline
▲ 0.50% · 4.625%
HK$78,404
+HK$3,926/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$148,956/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,307 · Scale 2, in force from 26 Feb 2026)