LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,287
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,385
−HK$1,115/mo
Today · 4.125%
HK$37,500
baseline
▲ 0.50% · 4.625%
HK$39,782
+HK$2,282/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$75,000/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,257
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,310
−HK$1,068/mo
Today · 4.125%
HK$41,378
baseline
▲ 0.50% · 4.625%
HK$43,559
+HK$2,181/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,756/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,345
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$43,662
−HK$1,338/mo
Today · 4.125%
HK$45,000
baseline
▲ 0.50% · 4.625%
HK$47,738
+HK$2,738/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$90,000/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,108
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$48,371
−HK$1,282/mo
Today · 4.125%
HK$49,653
baseline
▲ 0.50% · 4.625%
HK$52,270
+HK$2,617/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$99,306/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,402
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,939
−HK$1,561/mo
Today · 4.125%
HK$52,500
baseline
▲ 0.50% · 4.625%
HK$55,695
+HK$3,195/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$105,000/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,959
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,433
−HK$1,496/mo
Today · 4.125%
HK$57,929
baseline
▲ 0.50% · 4.625%
HK$60,982
+HK$3,053/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$115,858/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,517
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$65,493
−HK$2,007/mo
Today · 4.125%
HK$67,500
baseline
▲ 0.50% · 4.625%
HK$71,607
+HK$4,107/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$135,000/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,662
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$72,557
−HK$1,923/mo
Today · 4.125%
HK$74,480
baseline
▲ 0.50% · 4.625%
HK$78,406
+HK$3,926/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$148,960/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,317 · Scale 2, in force from 26 Feb 2026)