LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,288
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,385
−HK$1,115/mo
Today · 4.125%
HK$37,500
baseline
▲ 0.50% · 4.625%
HK$39,782
+HK$2,282/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$75,000/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,257
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,310
−HK$1,068/mo
Today · 4.125%
HK$41,378
baseline
▲ 0.50% · 4.625%
HK$43,559
+HK$2,181/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,756/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,345
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$43,662
−HK$1,338/mo
Today · 4.125%
HK$45,000
baseline
▲ 0.50% · 4.625%
HK$47,739
+HK$2,739/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$90,000/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,108
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$48,372
−HK$1,282/mo
Today · 4.125%
HK$49,654
baseline
▲ 0.50% · 4.625%
HK$52,271
+HK$2,617/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$99,308/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,403
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$50,939
−HK$1,561/mo
Today · 4.125%
HK$52,500
baseline
▲ 0.50% · 4.625%
HK$55,695
+HK$3,195/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$105,000/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,960
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$56,434
−HK$1,495/mo
Today · 4.125%
HK$57,929
baseline
▲ 0.50% · 4.625%
HK$60,983
+HK$3,054/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$115,858/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,518
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$65,493
−HK$2,008/mo
Today · 4.125%
HK$67,501
baseline
▲ 0.50% · 4.625%
HK$71,608
+HK$4,107/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$135,002/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,663
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$72,558
−HK$1,922/mo
Today · 4.125%
HK$74,480
baseline
▲ 0.50% · 4.625%
HK$78,406
+HK$3,926/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$148,960/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,322 · Scale 2, in force from 26 Feb 2026)