LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,291
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,389
−HK$1,115/mo
Today · 4.125%
HK$37,504
baseline
▲ 0.50% · 4.625%
HK$39,786
+HK$2,282/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$75,008/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,261
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,314
−HK$1,068/mo
Today · 4.125%
HK$41,382
baseline
▲ 0.50% · 4.625%
HK$43,563
+HK$2,181/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,764/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,349
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$43,666
−HK$1,339/mo
Today · 4.125%
HK$45,005
baseline
▲ 0.50% · 4.625%
HK$47,743
+HK$2,738/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$90,010/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,113
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$48,377
−HK$1,281/mo
Today · 4.125%
HK$49,658
baseline
▲ 0.50% · 4.625%
HK$52,276
+HK$2,618/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$99,316/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,407
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$50,944
−HK$1,562/mo
Today · 4.125%
HK$52,506
baseline
▲ 0.50% · 4.625%
HK$55,700
+HK$3,194/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$105,012/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,965
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,439
−HK$1,496/mo
Today · 4.125%
HK$57,935
baseline
▲ 0.50% · 4.625%
HK$60,989
+HK$3,054/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$115,870/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,524
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$65,500
−HK$2,007/mo
Today · 4.125%
HK$67,507
baseline
▲ 0.50% · 4.625%
HK$71,615
+HK$4,108/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$135,014/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,670
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$72,565
−HK$1,923/mo
Today · 4.125%
HK$74,488
baseline
▲ 0.50% · 4.625%
HK$78,414
+HK$3,926/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$148,976/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,379 · Scale 2, in force from 26 Feb 2026)