LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,291
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,389
−HK$1,115/mo
Today · 4.125%
HK$37,504
baseline
▲ 0.50% · 4.625%
HK$39,786
+HK$2,282/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$75,008/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,261
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,314
−HK$1,068/mo
Today · 4.125%
HK$41,382
baseline
▲ 0.50% · 4.625%
HK$43,564
+HK$2,182/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,764/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,349
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$43,667
−HK$1,338/mo
Today · 4.125%
HK$45,005
baseline
▲ 0.50% · 4.625%
HK$47,744
+HK$2,739/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$90,010/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,113
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$48,377
−HK$1,282/mo
Today · 4.125%
HK$49,659
baseline
▲ 0.50% · 4.625%
HK$52,276
+HK$2,617/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$99,318/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,408
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,945
−HK$1,561/mo
Today · 4.125%
HK$52,506
baseline
▲ 0.50% · 4.625%
HK$55,701
+HK$3,195/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$105,012/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,966
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$56,440
−HK$1,495/mo
Today · 4.125%
HK$57,935
baseline
▲ 0.50% · 4.625%
HK$60,989
+HK$3,054/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$115,870/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,524
−HK$3,984/mo
▼ 0.25% · 3.875%
HK$65,500
−HK$2,008/mo
Today · 4.125%
HK$67,508
baseline
▲ 0.50% · 4.625%
HK$71,615
+HK$4,107/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$135,016/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,670
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$72,565
−HK$1,923/mo
Today · 4.125%
HK$74,488
baseline
▲ 0.50% · 4.625%
HK$78,415
+HK$3,927/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$148,976/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,383 · Scale 2, in force from 26 Feb 2026)