LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,292
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,390
−HK$1,115/mo
Today · 4.125%
HK$37,505
baseline
▲ 0.50% · 4.625%
HK$39,787
+HK$2,282/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$75,010/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,262
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,315
−HK$1,068/mo
Today · 4.125%
HK$41,383
baseline
▲ 0.50% · 4.625%
HK$43,564
+HK$2,181/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,766/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,350
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$43,668
−HK$1,338/mo
Today · 4.125%
HK$45,006
baseline
▲ 0.50% · 4.625%
HK$47,744
+HK$2,738/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$90,012/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,114
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$48,378
−HK$1,282/mo
Today · 4.125%
HK$49,660
baseline
▲ 0.50% · 4.625%
HK$52,277
+HK$2,617/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$99,320/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,409
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,945
−HK$1,562/mo
Today · 4.125%
HK$52,507
baseline
▲ 0.50% · 4.625%
HK$55,702
+HK$3,195/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$105,014/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,967
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$56,441
−HK$1,495/mo
Today · 4.125%
HK$57,936
baseline
▲ 0.50% · 4.625%
HK$60,990
+HK$3,054/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$115,872/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,525
−HK$3,984/mo
▼ 0.25% · 3.875%
HK$65,501
−HK$2,008/mo
Today · 4.125%
HK$67,509
baseline
▲ 0.50% · 4.625%
HK$71,617
+HK$4,108/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$135,018/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,671
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$72,567
−HK$1,922/mo
Today · 4.125%
HK$74,489
baseline
▲ 0.50% · 4.625%
HK$78,416
+HK$3,927/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$148,978/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,393 · Scale 2, in force from 26 Feb 2026)