LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,293
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,391
−HK$1,115/mo
Today · 4.125%
HK$37,506
baseline
▲ 0.50% · 4.625%
HK$39,789
+HK$2,283/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$75,012/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,263
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,316
−HK$1,069/mo
Today · 4.125%
HK$41,385
baseline
▲ 0.50% · 4.625%
HK$43,566
+HK$2,181/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,770/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,352
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$43,669
−HK$1,339/mo
Today · 4.125%
HK$45,008
baseline
▲ 0.50% · 4.625%
HK$47,746
+HK$2,738/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$90,016/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,116
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$48,380
−HK$1,281/mo
Today · 4.125%
HK$49,661
baseline
▲ 0.50% · 4.625%
HK$52,279
+HK$2,618/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$99,322/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,410
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$50,947
−HK$1,562/mo
Today · 4.125%
HK$52,509
baseline
▲ 0.50% · 4.625%
HK$55,704
+HK$3,195/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$105,018/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,969
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$56,443
−HK$1,495/mo
Today · 4.125%
HK$57,938
baseline
▲ 0.50% · 4.625%
HK$60,992
+HK$3,054/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$115,876/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,528
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$65,504
−HK$2,007/mo
Today · 4.125%
HK$67,511
baseline
▲ 0.50% · 4.625%
HK$71,619
+HK$4,108/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$135,022/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,674
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$72,569
−HK$1,923/mo
Today · 4.125%
HK$74,492
baseline
▲ 0.50% · 4.625%
HK$78,419
+HK$3,927/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$148,984/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,415 · Scale 2, in force from 26 Feb 2026)