LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,294
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$36,392
−HK$1,116/mo
Today · 4.125%
HK$37,508
baseline
▲ 0.50% · 4.625%
HK$39,790
+HK$2,282/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$75,016/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,265
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,318
−HK$1,068/mo
Today · 4.125%
HK$41,386
baseline
▲ 0.50% · 4.625%
HK$43,568
+HK$2,182/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,772/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,353
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$43,671
−HK$1,338/mo
Today · 4.125%
HK$45,009
baseline
▲ 0.50% · 4.625%
HK$47,748
+HK$2,739/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$90,018/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,118
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$48,381
−HK$1,282/mo
Today · 4.125%
HK$49,663
baseline
▲ 0.50% · 4.625%
HK$52,281
+HK$2,618/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$99,326/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,412
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$50,949
−HK$1,562/mo
Today · 4.125%
HK$52,511
baseline
▲ 0.50% · 4.625%
HK$55,706
+HK$3,195/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$105,022/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,971
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$56,445
−HK$1,495/mo
Today · 4.125%
HK$57,940
baseline
▲ 0.50% · 4.625%
HK$60,995
+HK$3,055/mo
Deposit HK$4.64M · loan HK$10.83M · min. income ≈ HK$115,880/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,530
−HK$3,984/mo
▼ 0.25% · 3.875%
HK$65,506
−HK$2,008/mo
Today · 4.125%
HK$67,514
baseline
▲ 0.50% · 4.625%
HK$71,622
+HK$4,108/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$135,028/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,676
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$72,572
−HK$1,923/mo
Today · 4.125%
HK$74,495
baseline
▲ 0.50% · 4.625%
HK$78,422
+HK$3,927/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$148,990/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,436 · Scale 2, in force from 26 Feb 2026)