LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,296
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,394
−HK$1,115/mo
Today · 4.125%
HK$37,509
baseline
▲ 0.50% · 4.625%
HK$39,792
+HK$2,283/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$75,018/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,266
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,319
−HK$1,069/mo
Today · 4.125%
HK$41,388
baseline
▲ 0.50% · 4.625%
HK$43,569
+HK$2,181/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,776/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,355
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$43,673
−HK$1,338/mo
Today · 4.125%
HK$45,011
baseline
▲ 0.50% · 4.625%
HK$47,750
+HK$2,739/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$90,022/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,120
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$48,383
−HK$1,282/mo
Today · 4.125%
HK$49,665
baseline
▲ 0.50% · 4.625%
HK$52,283
+HK$2,618/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$99,330/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,414
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$50,951
−HK$1,562/mo
Today · 4.125%
HK$52,513
baseline
▲ 0.50% · 4.625%
HK$55,708
+HK$3,195/mo
Deposit HK$4.64M · loan HK$10.84M · min. income ≈ HK$105,026/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,973
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,447
−HK$1,496/mo
Today · 4.125%
HK$57,943
baseline
▲ 0.50% · 4.625%
HK$60,997
+HK$3,054/mo
Deposit HK$4.64M · loan HK$10.84M · min. income ≈ HK$115,886/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,533
−HK$3,984/mo
▼ 0.25% · 3.875%
HK$65,509
−HK$2,008/mo
Today · 4.125%
HK$67,517
baseline
▲ 0.50% · 4.625%
HK$71,625
+HK$4,108/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$135,034/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,679
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$72,575
−HK$1,923/mo
Today · 4.125%
HK$74,498
baseline
▲ 0.50% · 4.625%
HK$78,425
+HK$3,927/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$148,996/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,459 · Scale 2, in force from 26 Feb 2026)