LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,296
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$36,394
−HK$1,116/mo
Today · 4.125%
HK$37,510
baseline
▲ 0.50% · 4.625%
HK$39,792
+HK$2,282/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$75,020/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,267
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,320
−HK$1,068/mo
Today · 4.125%
HK$41,388
baseline
▲ 0.50% · 4.625%
HK$43,570
+HK$2,182/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,776/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,355
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$43,673
−HK$1,339/mo
Today · 4.125%
HK$45,012
baseline
▲ 0.50% · 4.625%
HK$47,750
+HK$2,738/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$90,024/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,120
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$48,384
−HK$1,282/mo
Today · 4.125%
HK$49,666
baseline
▲ 0.50% · 4.625%
HK$52,284
+HK$2,618/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$99,332/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,415
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,952
−HK$1,561/mo
Today · 4.125%
HK$52,513
baseline
▲ 0.50% · 4.625%
HK$55,709
+HK$3,196/mo
Deposit HK$4.64M · loan HK$10.84M · min. income ≈ HK$105,026/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,973
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,448
−HK$1,495/mo
Today · 4.125%
HK$57,943
baseline
▲ 0.50% · 4.625%
HK$60,998
+HK$3,055/mo
Deposit HK$4.64M · loan HK$10.84M · min. income ≈ HK$115,886/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,533
−HK$3,984/mo
▼ 0.25% · 3.875%
HK$65,509
−HK$2,008/mo
Today · 4.125%
HK$67,517
baseline
▲ 0.50% · 4.625%
HK$71,626
+HK$4,109/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$135,034/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,680
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$72,576
−HK$1,923/mo
Today · 4.125%
HK$74,499
baseline
▲ 0.50% · 4.625%
HK$78,426
+HK$3,927/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$148,998/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,465 · Scale 2, in force from 26 Feb 2026)