LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,297
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,395
−HK$1,115/mo
Today · 4.125%
HK$37,510
baseline
▲ 0.50% · 4.625%
HK$39,793
+HK$2,283/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$75,020/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,267
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,321
−HK$1,068/mo
Today · 4.125%
HK$41,389
baseline
▲ 0.50% · 4.625%
HK$43,571
+HK$2,182/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,778/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,356
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$43,674
−HK$1,338/mo
Today · 4.125%
HK$45,012
baseline
▲ 0.50% · 4.625%
HK$47,751
+HK$2,739/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$90,024/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,121
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$48,385
−HK$1,282/mo
Today · 4.125%
HK$49,667
baseline
▲ 0.50% · 4.625%
HK$52,285
+HK$2,618/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$99,334/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,416
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$50,953
−HK$1,562/mo
Today · 4.125%
HK$52,515
baseline
▲ 0.50% · 4.625%
HK$55,710
+HK$3,195/mo
Deposit HK$4.64M · loan HK$10.84M · min. income ≈ HK$105,030/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,974
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$56,449
−HK$1,496/mo
Today · 4.125%
HK$57,945
baseline
▲ 0.50% · 4.625%
HK$60,999
+HK$3,054/mo
Deposit HK$4.64M · loan HK$10.84M · min. income ≈ HK$115,890/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,534
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$65,511
−HK$2,008/mo
Today · 4.125%
HK$67,519
baseline
▲ 0.50% · 4.625%
HK$71,627
+HK$4,108/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$135,038/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,681
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$72,577
−HK$1,923/mo
Today · 4.125%
HK$74,500
baseline
▲ 0.50% · 4.625%
HK$78,427
+HK$3,927/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$149,000/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,477 · Scale 2, in force from 26 Feb 2026)