LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,298
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,396
−HK$1,115/mo
Today · 4.125%
HK$37,511
baseline
▲ 0.50% · 4.625%
HK$39,794
+HK$2,283/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$75,022/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,269
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,322
−HK$1,068/mo
Today · 4.125%
HK$41,390
baseline
▲ 0.50% · 4.625%
HK$43,572
+HK$2,182/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,780/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,357
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$43,675
−HK$1,339/mo
Today · 4.125%
HK$45,014
baseline
▲ 0.50% · 4.625%
HK$47,753
+HK$2,739/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$90,028/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,122
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$48,386
−HK$1,282/mo
Today · 4.125%
HK$49,668
baseline
▲ 0.50% · 4.625%
HK$52,286
+HK$2,618/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$99,336/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,417
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$50,954
−HK$1,562/mo
Today · 4.125%
HK$52,516
baseline
▲ 0.50% · 4.625%
HK$55,711
+HK$3,195/mo
Deposit HK$4.64M · loan HK$10.84M · min. income ≈ HK$105,032/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,976
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,450
−HK$1,496/mo
Today · 4.125%
HK$57,946
baseline
▲ 0.50% · 4.625%
HK$61,001
+HK$3,055/mo
Deposit HK$4.64M · loan HK$10.84M · min. income ≈ HK$115,892/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,536
−HK$3,984/mo
▼ 0.25% · 3.875%
HK$65,512
−HK$2,008/mo
Today · 4.125%
HK$67,520
baseline
▲ 0.50% · 4.625%
HK$71,629
+HK$4,109/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$135,040/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,683
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$72,579
−HK$1,923/mo
Today · 4.125%
HK$74,502
baseline
▲ 0.50% · 4.625%
HK$78,429
+HK$3,927/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$149,004/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,492 · Scale 2, in force from 26 Feb 2026)