LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,299
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,397
−HK$1,115/mo
Today · 4.125%
HK$37,512
baseline
▲ 0.50% · 4.625%
HK$39,795
+HK$2,283/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$75,024/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,269
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,322
−HK$1,069/mo
Today · 4.125%
HK$41,391
baseline
▲ 0.50% · 4.625%
HK$43,573
+HK$2,182/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,782/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,358
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$43,676
−HK$1,339/mo
Today · 4.125%
HK$45,015
baseline
▲ 0.50% · 4.625%
HK$47,754
+HK$2,739/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$90,030/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,123
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$48,387
−HK$1,282/mo
Today · 4.125%
HK$49,669
baseline
▲ 0.50% · 4.625%
HK$52,287
+HK$2,618/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$99,338/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,418
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$50,955
−HK$1,562/mo
Today · 4.125%
HK$52,517
baseline
▲ 0.50% · 4.625%
HK$55,712
+HK$3,195/mo
Deposit HK$4.64M · loan HK$10.84M · min. income ≈ HK$105,034/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,977
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,451
−HK$1,496/mo
Today · 4.125%
HK$57,947
baseline
▲ 0.50% · 4.625%
HK$61,002
+HK$3,055/mo
Deposit HK$4.64M · loan HK$10.84M · min. income ≈ HK$115,894/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,537
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$65,514
−HK$2,008/mo
Today · 4.125%
HK$67,522
baseline
▲ 0.50% · 4.625%
HK$71,630
+HK$4,108/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$135,044/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,685
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$72,580
−HK$1,924/mo
Today · 4.125%
HK$74,504
baseline
▲ 0.50% · 4.625%
HK$78,431
+HK$3,927/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$149,008/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,504 · Scale 2, in force from 26 Feb 2026)