LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,300
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,398
−HK$1,115/mo
Today · 4.125%
HK$37,513
baseline
▲ 0.50% · 4.625%
HK$39,796
+HK$2,283/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$75,026/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,271
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,324
−HK$1,068/mo
Today · 4.125%
HK$41,392
baseline
▲ 0.50% · 4.625%
HK$43,574
+HK$2,182/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,784/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,360
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$43,677
−HK$1,339/mo
Today · 4.125%
HK$45,016
baseline
▲ 0.50% · 4.625%
HK$47,755
+HK$2,739/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$90,032/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,125
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$48,389
−HK$1,282/mo
Today · 4.125%
HK$49,671
baseline
▲ 0.50% · 4.625%
HK$52,289
+HK$2,618/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$99,342/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,420
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$50,957
−HK$1,562/mo
Today · 4.125%
HK$52,519
baseline
▲ 0.50% · 4.625%
HK$55,714
+HK$3,195/mo
Deposit HK$4.64M · loan HK$10.84M · min. income ≈ HK$105,038/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,979
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,453
−HK$1,496/mo
Today · 4.125%
HK$57,949
baseline
▲ 0.50% · 4.625%
HK$61,004
+HK$3,055/mo
Deposit HK$4.64M · loan HK$10.84M · min. income ≈ HK$115,898/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,539
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$65,516
−HK$2,008/mo
Today · 4.125%
HK$67,524
baseline
▲ 0.50% · 4.625%
HK$71,633
+HK$4,109/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$135,048/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,687
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$72,583
−HK$1,923/mo
Today · 4.125%
HK$74,506
baseline
▲ 0.50% · 4.625%
HK$78,433
+HK$3,927/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$149,012/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,522 · Scale 2, in force from 26 Feb 2026)