LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,301
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$36,399
−HK$1,116/mo
Today · 4.125%
HK$37,515
baseline
▲ 0.50% · 4.625%
HK$39,797
+HK$2,282/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$75,030/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,272
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,325
−HK$1,069/mo
Today · 4.125%
HK$41,394
baseline
▲ 0.50% · 4.625%
HK$43,576
+HK$2,182/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,788/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,361
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$43,679
−HK$1,339/mo
Today · 4.125%
HK$45,018
baseline
▲ 0.50% · 4.625%
HK$47,757
+HK$2,739/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$90,036/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,126
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$48,390
−HK$1,282/mo
Today · 4.125%
HK$49,672
baseline
▲ 0.50% · 4.625%
HK$52,291
+HK$2,619/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$99,344/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,421
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$50,959
−HK$1,561/mo
Today · 4.125%
HK$52,520
baseline
▲ 0.50% · 4.625%
HK$55,716
+HK$3,196/mo
Deposit HK$4.64M · loan HK$10.84M · min. income ≈ HK$105,040/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,981
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,455
−HK$1,496/mo
Today · 4.125%
HK$57,951
baseline
▲ 0.50% · 4.625%
HK$61,006
+HK$3,055/mo
Deposit HK$4.64M · loan HK$10.84M · min. income ≈ HK$115,902/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$580,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,542
−HK$3,984/mo
▼ 0.25% · 3.875%
HK$65,518
−HK$2,008/mo
Today · 4.125%
HK$67,526
baseline
▲ 0.50% · 4.625%
HK$71,635
+HK$4,109/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$135,052/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,690
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$72,585
−HK$1,924/mo
Today · 4.125%
HK$74,509
baseline
▲ 0.50% · 4.625%
HK$78,436
+HK$3,927/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$149,018/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,543 · Scale 2, in force from 26 Feb 2026)