LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,303
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$36,401
−HK$1,116/mo
Today · 4.125%
HK$37,517
baseline
▲ 0.50% · 4.625%
HK$39,800
+HK$2,283/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$75,034/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,274
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,328
−HK$1,068/mo
Today · 4.125%
HK$41,396
baseline
▲ 0.50% · 4.625%
HK$43,578
+HK$2,182/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,792/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,364
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$43,681
−HK$1,339/mo
Today · 4.125%
HK$45,020
baseline
▲ 0.50% · 4.625%
HK$47,760
+HK$2,740/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$90,040/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,129
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$48,393
−HK$1,282/mo
Today · 4.125%
HK$49,675
baseline
▲ 0.50% · 4.625%
HK$52,294
+HK$2,619/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$99,350/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,424
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$50,962
−HK$1,562/mo
Today · 4.125%
HK$52,524
baseline
▲ 0.50% · 4.625%
HK$55,720
+HK$3,196/mo
Deposit HK$4.64M · loan HK$10.84M · min. income ≈ HK$105,048/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,984
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$56,459
−HK$1,496/mo
Today · 4.125%
HK$57,955
baseline
▲ 0.50% · 4.625%
HK$61,009
+HK$3,054/mo
Deposit HK$4.64M · loan HK$10.84M · min. income ≈ HK$115,910/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,545
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$65,522
−HK$2,008/mo
Today · 4.125%
HK$67,530
baseline
▲ 0.50% · 4.625%
HK$71,639
+HK$4,109/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$135,060/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,694
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$72,590
−HK$1,923/mo
Today · 4.125%
HK$74,513
baseline
▲ 0.50% · 4.625%
HK$78,441
+HK$3,928/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$149,026/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,577 · Scale 2, in force from 26 Feb 2026)