LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,304
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,402
−HK$1,115/mo
Today · 4.125%
HK$37,517
baseline
▲ 0.50% · 4.625%
HK$39,800
+HK$2,283/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$75,034/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,275
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,328
−HK$1,069/mo
Today · 4.125%
HK$41,397
baseline
▲ 0.50% · 4.625%
HK$43,579
+HK$2,182/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,794/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,364
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$43,682
−HK$1,339/mo
Today · 4.125%
HK$45,021
baseline
▲ 0.50% · 4.625%
HK$47,760
+HK$2,739/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$90,042/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,130
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$48,394
−HK$1,282/mo
Today · 4.125%
HK$49,676
baseline
▲ 0.50% · 4.625%
HK$52,295
+HK$2,619/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$99,352/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,425
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$50,962
−HK$1,562/mo
Today · 4.125%
HK$52,524
baseline
▲ 0.50% · 4.625%
HK$55,720
+HK$3,196/mo
Deposit HK$4.64M · loan HK$10.84M · min. income ≈ HK$105,048/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,985
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,459
−HK$1,496/mo
Today · 4.125%
HK$57,955
baseline
▲ 0.50% · 4.625%
HK$61,010
+HK$3,055/mo
Deposit HK$4.64M · loan HK$10.84M · min. income ≈ HK$115,910/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,546
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$65,523
−HK$2,008/mo
Today · 4.125%
HK$67,531
baseline
▲ 0.50% · 4.625%
HK$71,640
+HK$4,109/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$135,062/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,695
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$72,591
−HK$1,923/mo
Today · 4.125%
HK$74,514
baseline
▲ 0.50% · 4.625%
HK$78,442
+HK$3,928/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$149,028/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,585 · Scale 2, in force from 26 Feb 2026)