LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,305
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$36,404
−HK$1,115/mo
Today · 4.125%
HK$37,519
baseline
▲ 0.50% · 4.625%
HK$39,802
+HK$2,283/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$75,038/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,277
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,330
−HK$1,069/mo
Today · 4.125%
HK$41,399
baseline
▲ 0.50% · 4.625%
HK$43,581
+HK$2,182/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,798/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,366
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$43,684
−HK$1,339/mo
Today · 4.125%
HK$45,023
baseline
▲ 0.50% · 4.625%
HK$47,763
+HK$2,740/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$90,046/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,132
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$48,396
−HK$1,283/mo
Today · 4.125%
HK$49,679
baseline
▲ 0.50% · 4.625%
HK$52,297
+HK$2,618/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$99,358/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,428
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$50,965
−HK$1,562/mo
Today · 4.125%
HK$52,527
baseline
▲ 0.50% · 4.625%
HK$55,723
+HK$3,196/mo
Deposit HK$4.64M · loan HK$10.84M · min. income ≈ HK$105,054/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,988
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,462
−HK$1,496/mo
Today · 4.125%
HK$57,958
baseline
▲ 0.50% · 4.625%
HK$61,013
+HK$3,055/mo
Deposit HK$4.64M · loan HK$10.84M · min. income ≈ HK$115,916/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,550
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$65,526
−HK$2,009/mo
Today · 4.125%
HK$67,535
baseline
▲ 0.50% · 4.625%
HK$71,644
+HK$4,109/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$135,070/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,698
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$72,594
−HK$1,924/mo
Today · 4.125%
HK$74,518
baseline
▲ 0.50% · 4.625%
HK$78,446
+HK$3,928/mo
Deposit HK$1.55M · loan HK$13.93M · min. income ≈ HK$149,036/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,616 · Scale 2, in force from 26 Feb 2026)