LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,306
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$36,404
−HK$1,116/mo
Today · 4.125%
HK$37,520
baseline
▲ 0.50% · 4.625%
HK$39,803
+HK$2,283/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$75,040/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,278
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,331
−HK$1,069/mo
Today · 4.125%
HK$41,400
baseline
▲ 0.50% · 4.625%
HK$43,582
+HK$2,182/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,800/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,367
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$43,685
−HK$1,339/mo
Today · 4.125%
HK$45,024
baseline
▲ 0.50% · 4.625%
HK$47,764
+HK$2,740/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$90,048/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,133
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$48,397
−HK$1,283/mo
Today · 4.125%
HK$49,680
baseline
▲ 0.50% · 4.625%
HK$52,298
+HK$2,618/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$99,360/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,428
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$50,966
−HK$1,562/mo
Today · 4.125%
HK$52,528
baseline
▲ 0.50% · 4.625%
HK$55,724
+HK$3,196/mo
Deposit HK$4.65M · loan HK$10.84M · min. income ≈ HK$105,056/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,989
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$56,463
−HK$1,497/mo
Today · 4.125%
HK$57,960
baseline
▲ 0.50% · 4.625%
HK$61,015
+HK$3,055/mo
Deposit HK$4.65M · loan HK$10.84M · min. income ≈ HK$115,920/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,551
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$65,528
−HK$2,008/mo
Today · 4.125%
HK$67,536
baseline
▲ 0.50% · 4.625%
HK$71,645
+HK$4,109/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$135,072/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,700
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$72,596
−HK$1,923/mo
Today · 4.125%
HK$74,519
baseline
▲ 0.50% · 4.625%
HK$78,447
+HK$3,928/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$149,038/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,626 · Scale 2, in force from 26 Feb 2026)