LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,307
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$36,405
−HK$1,116/mo
Today · 4.125%
HK$37,521
baseline
▲ 0.50% · 4.625%
HK$39,804
+HK$2,283/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$75,042/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,278
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,332
−HK$1,068/mo
Today · 4.125%
HK$41,400
baseline
▲ 0.50% · 4.625%
HK$43,582
+HK$2,182/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,800/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,368
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$43,686
−HK$1,339/mo
Today · 4.125%
HK$45,025
baseline
▲ 0.50% · 4.625%
HK$47,764
+HK$2,739/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$90,050/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,134
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$48,398
−HK$1,282/mo
Today · 4.125%
HK$49,680
baseline
▲ 0.50% · 4.625%
HK$52,299
+HK$2,619/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$99,360/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,429
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$50,967
−HK$1,562/mo
Today · 4.125%
HK$52,529
baseline
▲ 0.50% · 4.625%
HK$55,725
+HK$3,196/mo
Deposit HK$4.65M · loan HK$10.84M · min. income ≈ HK$105,058/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,989
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$56,464
−HK$1,496/mo
Today · 4.125%
HK$57,960
baseline
▲ 0.50% · 4.625%
HK$61,015
+HK$3,055/mo
Deposit HK$4.65M · loan HK$10.84M · min. income ≈ HK$115,920/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,552
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$65,529
−HK$2,008/mo
Today · 4.125%
HK$67,537
baseline
▲ 0.50% · 4.625%
HK$71,646
+HK$4,109/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$135,074/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,701
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$72,597
−HK$1,923/mo
Today · 4.125%
HK$74,520
baseline
▲ 0.50% · 4.625%
HK$78,448
+HK$3,928/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$149,040/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,634 · Scale 2, in force from 26 Feb 2026)