LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,308
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$36,406
−HK$1,116/mo
Today · 4.125%
HK$37,522
baseline
▲ 0.50% · 4.625%
HK$39,805
+HK$2,283/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$75,044/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,279
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,333
−HK$1,069/mo
Today · 4.125%
HK$41,402
baseline
▲ 0.50% · 4.625%
HK$43,584
+HK$2,182/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,804/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,369
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$43,687
−HK$1,339/mo
Today · 4.125%
HK$45,026
baseline
▲ 0.50% · 4.625%
HK$47,766
+HK$2,740/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$90,052/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,135
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$48,399
−HK$1,283/mo
Today · 4.125%
HK$49,682
baseline
▲ 0.50% · 4.625%
HK$52,301
+HK$2,619/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$99,364/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,431
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$50,968
−HK$1,562/mo
Today · 4.125%
HK$52,530
baseline
▲ 0.50% · 4.625%
HK$55,727
+HK$3,197/mo
Deposit HK$4.65M · loan HK$10.84M · min. income ≈ HK$105,060/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,991
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$56,466
−HK$1,496/mo
Today · 4.125%
HK$57,962
baseline
▲ 0.50% · 4.625%
HK$61,017
+HK$3,055/mo
Deposit HK$4.65M · loan HK$10.84M · min. income ≈ HK$115,924/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,554
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$65,531
−HK$2,008/mo
Today · 4.125%
HK$67,539
baseline
▲ 0.50% · 4.625%
HK$71,649
+HK$4,110/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$135,078/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,703
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$72,599
−HK$1,924/mo
Today · 4.125%
HK$74,523
baseline
▲ 0.50% · 4.625%
HK$78,451
+HK$3,928/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$149,046/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,653 · Scale 2, in force from 26 Feb 2026)