LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,308
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$36,407
−HK$1,116/mo
Today · 4.125%
HK$37,523
baseline
▲ 0.50% · 4.625%
HK$39,806
+HK$2,283/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$75,046/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,280
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,334
−HK$1,068/mo
Today · 4.125%
HK$41,402
baseline
▲ 0.50% · 4.625%
HK$43,585
+HK$2,183/mo
Deposit HK$7.74M · loan HK$7.74M · min. income ≈ HK$82,804/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$580,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,370
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$43,688
−HK$1,339/mo
Today · 4.125%
HK$45,027
baseline
▲ 0.50% · 4.625%
HK$47,767
+HK$2,740/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$90,054/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,136
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$48,400
−HK$1,283/mo
Today · 4.125%
HK$49,683
baseline
▲ 0.50% · 4.625%
HK$52,302
+HK$2,619/mo
Deposit HK$6.19M · loan HK$9.29M · min. income ≈ HK$99,366/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$580,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,432
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$50,969
−HK$1,563/mo
Today · 4.125%
HK$52,532
baseline
▲ 0.50% · 4.625%
HK$55,728
+HK$3,196/mo
Deposit HK$4.65M · loan HK$10.84M · min. income ≈ HK$105,064/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,992
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$56,467
−HK$1,496/mo
Today · 4.125%
HK$57,963
baseline
▲ 0.50% · 4.625%
HK$61,019
+HK$3,056/mo
Deposit HK$4.65M · loan HK$10.84M · min. income ≈ HK$115,926/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$580,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,555
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$65,532
−HK$2,009/mo
Today · 4.125%
HK$67,541
baseline
▲ 0.50% · 4.625%
HK$71,650
+HK$4,109/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$135,082/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,704
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$72,601
−HK$1,923/mo
Today · 4.125%
HK$74,524
baseline
▲ 0.50% · 4.625%
HK$78,453
+HK$3,929/mo
Deposit HK$1.55M · loan HK$13.94M · min. income ≈ HK$149,048/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$580,665 · Scale 2, in force from 26 Feb 2026)